"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher.

"The most comprehensive insider's look at what every consumer needs to know about their credit score--and most importantly, how to fix it. If you, like so many millions of Americans, are terrified by the daily headlines regarding Equifax and identity theft, and how all of this can directly affect your basic credit score, then this book should be considered as mandatory reading. Like it or not, a healthy credit score is essential if you want to participate...

Foreclosures are hitting record highs; Americans are declaring bankruptcy at rates ten times that during the Great Depression; more college students drop out because of debts than poor grades; reports of debtor suicides proliferate. In other words, it's a great time to be in the banking business. Documentary filmmaker Scurlock takes us on a road trip around a country populated by debt pirates, corporate predators, human credit card billboards, debt...

"Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher.