The debt-free spending plan: an amazingly simple way to take control of your finances once and for all

The heart of our debting issues

In with structure, out with stringency : the simple tools of the debt-free spending plan

Make it work every day ; your personal debt-free spending plan in action

Deprivation will never get you debt-free : a plan for everything we need, want, and dream of

To cut or not to cut : taking a reasonable look at what you can and can't afford

Nailing down the octopus arms : how to pay back your debts without gouging your living expenses

Our aphrodisiac spending plan : a loving approach to approaching the one you love about debt problems

"Mom, can I borrow ...?" : how to stop asking for money and start paying it back

Creativity, not credit cards : learning from the spending plans of the newly debt-free

Keeping on track and keeping it real : using the tools that help you stay on the plan

To file or not to file : bankruptcy and our future financial health

Building a life of financial integrity.